Buying A Home
Purchasing a home is one of the most important decisions you will make.
Deciding to buy is the first step to purchasing your home.
Your next step is to find the right Real Estate Agent. It is
important to have confidence in your real estate professional. The right real estate agent will:
- Take the time to go over all the current conditions of the market
- Listen to what you want and need in your dream home
- Pull together the work of other needed professionals throughout the process
- Negotiate to get you the best deal possible
- Check and coordinate paperwork and deadlines
- Communicate and suggest solutions to solve any problems that may arise
Have you been pre-approved? Your experienced agent can refer you to a financing consultant. Not only will this professional work with you but work with your agent to make sure the financial aspect of your home purchase is stress free.
Let’s find your dream home! Now that you have found the right real estate agent, it’s time to being the search. Keep in mind your agent is there to help you more accurately pinpoint homes that fit your criteria. Here are some questions you might ask yourself:
- What amenities are important for you and your family?
- How much space does your family need?
- What is more important – location or size?
- Negotiate to get you the best deal possible
- Would you be interested in a fixer-upper?
- What features are not negotiable?
Make an Offer. You have found that home you love! Your real estate agent will go over these points when deciding on the best price point:
- The homes listing price will give you a base when looking at the home’s value
- Your real estate agent will give you an idea of comparable homes values in the neighborhood to help you decide if the price is on point
- Your real estate agent will give you a list of improvements that have been made to the home and help you determine its market value
- Place a competitive bid and be prepared to make a counter-offer
It’s important to remember to keep your credit score stable
and in-check by waiting to purchase any big-ticket items
until long after the closing
Closing and Life after buying your dream home. They have accepted the offer. You’re almost home owners! Make sure to keep in touch with your real estate agent and financial consultant. Be sure to return all phone calls and complete paperwork in a timely manner. Here are a few tips to help:
- Maintain files, digital or print, for all warranties, insurance
documents, contracts, etc. - Set a move date and hire movers or plan a move party with
your friends - Get to know your neighbors and explore your new neighborhood
- If you’re happy with the work of your real estate agent, be sure to recommend her/him to friends and family. Remember, the best compliment to give is a referral!